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Cash Runway

Every business is a countdown clock. Know your number.

Runway is the only startup metric that is literally survival: months until cash hits zero. This calculator simulates it honestly — expenses against revenue that compounds at your growth rate — and shows both the optimistic case and the zero-growth case investors will ask for.

Why people use this

Founders and small business owners run it monthly — it is the survival countdown. The zero-growth case is the floor investors and lenders ask for, and having both numbers in seconds beats a spreadsheet nobody updates.

How it works

  1. Enter cash on hand, monthly expenses, and current monthly revenue.
  2. Enter a realistic monthly revenue growth rate.
  3. Read the runway — then run it again at 0% growth for the conservative floor.

Common questions

How much runway should a small business keep?

Three to six months of expenses is the standard buffer for established businesses; pre-profit startups raising money want 12–18 months so a fundraise never happens from desperation. If runway is shrinking, the only three fixes are more revenue, less burn, or more capital — the math shows which lever matters most.

What is the difference between burn rate and runway?

Burn rate is the monthly net cash loss (expenses − revenue); runway is cash ÷ burn. Both lie if revenue is growing fast — compounding shortens burn over time, which is why this calculator simulates month by month instead of dividing once.

My runway is under 3 months. What now?

Cut burn before chasing revenue — cost cuts take effect this month, revenue takes effect next quarter. Founders also systematically overestimate growth; plan to the 0% case and treat any growth as margin of safety.

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